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Cheapest Phone Service

How much phone data do you need?

Read your past usage first, then pick a plan size.

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Start with your own numbers

Your phone settings and your carrier account show how much data you used in past months. Note the highest month, not only the average.

If you are new to data

The FCC says: "If you're new to data and text, choose a plan that seems right and monitor your usage during the first few weeks to see if you are approaching your limit."

Heavy use

The FCC says: "If your data or text usage is high, consider an unlimited data plan option." Read what the carrier means by unlimited, including any slowdown after a set amount.

Overage and slowdowns

The FCC lists "Downloading fees" for downloading more data "than the plan allows." Check what happens at your limit: a charge, a slowdown, or a stop.

Wi-Fi at home and work

Data used on Wi-Fi usually does not count against your plan data. If you are on Wi-Fi most of the day, check your own usage before you pick a size.

Alerts

The FCC suggests asking your carrier how to avoid bill shock, such as phone or text alerts or monitoring your account online.

This is general information, not legal advice. Plan terms come from the carrier.

Sources: FCC, Understanding Your Telephone Bill.

FAQ

Read the plan terms. Some plans slow data after a set amount or at busy times.
Check your phone settings and your carrier account for past months.

Next: plan checklist

A short list before you switch.