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Cheapest Phone Service

Family plans and line counts

How to compare plans when more than one person shares the bill.

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Count the lines

List each person and device that needs service, including tablets or watches. Carrier pages often price plans by line count.

Total, not per line

A per line figure changes with the line count. Compare the full monthly total for your exact number of lines, with taxes and fees, and see the current price at the carrier.

Shared or separate data

Check whether each line has its own data or the lines share one pool. With a shared pool, one heavy user can use it up for everyone. Ask whether the plan lets you set a limit for each line.

Phones on payment plans

The FCC says locked phones "remain locked until all the installments are paid, or for a certain period of time." Note which phones on the account are still on payments before you move lines.

Moving lines later

The FCC says to review your contract for early termination fees and outstanding balances before you change companies. Check this for each line, not only the account.

Who holds the account

One person usually holds the account. Ask the carrier how a line can move to its own account later, and whether the number goes with it.

This is general information, not legal advice. Plan terms come from the carrier.

Sources: FCC, Cell Phone Unlocking; FCC, Porting: Keeping Your Phone Number When You Change Providers.

FAQ

Not by rule. Compare the full monthly total both ways for your line count.
Ask the carrier how a line can leave and who on the account must approve it. The FCC says you can keep your number when you switch providers in the same geographic area.

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